Congratulations! You've found the web site of what I consider to be the best source of low-rate mortgage financing in Massachusetts.

Our Goal at LoanMax is to bring affordable mortgage financing to consumers by keeping the mortgage process efficient and inexpensive. Our overhead is LOW and we pass those savings onto you.  Hear our name on the radio? NEVER! You, the consumer, end up paying for it in the long run. Our small budget for advertising on the internet may have helped you find your way here to our site and we're glad you stopped by!

We save you money by cutting out the middleman. There are no Loan Officers at LoanMax. This means there are no commissions you end up paying for! How many borrowers realize that many Banks and other Lenders pay their Loan Officers a commission of sometimes 1/2% of your loan amount (OR MORE!)? And you wonder why their rates are so high!?

My name is Wayne Bates and I have provided almost $700 million of discount mortgage money for Massachusetts consumers since I founded LoanMax in September 1997. All told, I have over 27 years experience in the mortgage profession. Prior to founding LoanMax I was employed by BankBoston for five years where I was Vice President and Regional Sales Manager for the Massachusetts and New Hampshire Mortgage Sales teams. Prior to BankBoston, I worked for a large Massachusetts Mortgage company for 10 years where I was the top salesperson for 9 of those years. I achieved that by treating my clients the way I'd want to be treated. You'll be in good hands at LoanMax!

I LOVE the mortgage business! Because I love it, I want to make it better. Better for you the consumer. One way I do that is to make you aware from day one in the application process exactly how much it's going to cost you to refinance or get into your new home. You won't find any "hidden" closing costs or origination fees at LoanMax. You won't even find a broker fee at LoanMax. I put in writing, up front, EVERYTHING you will pay when your loan closes and sign my name to it!  It's listed here on our web site too. It's the ethical way to do business. Unfortunately, it's not always the common practice you find in the world of mortgage lending.

The Rates quoted on our web site are REAL RATES too. They're not rates posted so you'll make the call, only to find you can't "Lock-in" today or they "just changed". Our rates are so low, most of our competitors probably don't believe they're true (but you're probably talking to a commissioned sales person there (ask them!) OR you've probably heard their expensive ads on the radio...just more overhead).  Compare closing costs too. Ours are among the lowest you will find! 

While you're here, check out our "Mortgage Tips" page. Learn the questions you need to ask when comparing prospective lenders and feel more comfortable when you make your final decision on financing. I'm confident you'll choose LoanMax. 

And lastly, wouldn't it be great to deal with THE SAME PERSON during the entire mortgage process from application to closing? That's how I do it here at LoanMax. You owe it to yourself to work with the best!

We're open weekends and some nights too. The phone number is easy enough to remember, toll free , 1-877-LoanMax, (1-877-562-6629 if you hate looking up those letters like I do!) I look forward to calling you MY CLIENT!